Cnphper

The definition of education in today’s terms has changed a lot. Originally, education was meant to enlighten a person on the various aspects of life, making him or her, a better individual in the society. The core objective of education is knowledge. Knowledge opens up our minds. It increases our ability to think and helps us channelize our thought process towards a specific concept or a field. This, however, is no more the core objective of education. Today, education has become more commercial and the monetary scope of our education has taken the driver’s seat. One does not decide on what he likes to educate himself with. He rather blindly goes for the one that will yield him the optimum monetary benefits. True to this ideology, recruiters don’t look at the knowledge level of a candidate. They simply go by the marks, rank or the grade obtained. This is based on the premise that a good score or rank is possible only if the candidate possesses a good knowledge on the subject. This is not always true.

Is winning regularly a sin? Should a team be called a bad team just because they are starting to lose? Every team gets into a phase where they find the going tough. The reason for the Australian team receiving so much flak is that, people are just so used to seeing this team winning, that they find it hard to digest the fact that this team could also lose. For the past two years or so, there have been talks of the gap narrowing between the Australian team and teams like India and South Africa. What Australians have failed to focus on is the transformation that their team would be required to undergo, once the heavyweights like Hayden, Gilchrist, McGrath and Warne retire. While basking on their consistent success and long lasting supremacy, they have been blind to this imminent responsibility. That is taking its toll on their performance now and it will take some time before we see the Aussies return back to the winning mode again.

A credit card may appear to be a very handy instrument that enables you to buy even those things that you cannot afford. Also, there is always the luxury of paying the amount later. Normally you have a 45 day time to repay whatever you spent on your credit card. Added to this, you don’t have to worry about money theft. Many people don’t realize that carrying a credit card is much more risky than carrying money. If you lose the money you carry, your loss is limited to the amount that you were having in hand. However, if you lose your credit card, you stand the risk of losing your entire credit limit unless you block it immediately by calling your bank. Morally too, you are spending the money that you have never earned in the first place. Beyond this, there is always the temptation of letting your spending spill over a limit caused by the assumed cushion that the credit card seem to give you. Apart from all this, if you don’t repay in time for some reason, you become a constant source of ongoing income for the bank.

Stainless steel was discovered by Harry Brearly in 1913. Vanadium and chromium are the elements that when added to the iron and carbon make the stainless steel stainless. The reactions between these elements make up ordinary steel to react with oxygen to form an airtight coating. This airtight coating makes the surface protected from getting stained. Chromium reacts extremely quickly with oxygen in the air. The sizes of atomic chromium and its oxide are similar and so they sit comfortably next to each other and form stable layer. If the oxide layer is broken or the metal is cut or scratched, more oxide forms and covers the exposed area. This prevents further corrosion and the chromium retains its shine. Ordinary steel rusts because the molecules of iron oxide do not pack neatly together to form a coating. Stainless steel can also corrode but it needs oxygen to reach its surface and repair the coating but this does not happen in water.

In summer, the number of deaths due to excessive heat exposure rises with the rise in atmospheric temperature. People fail to take few precautions that can prevent the tragedies. Studies show that Human body acclimatizes to dramatic change in temperature within a week or two, but sudden excessive rise in temperature does not allow enough time to adapt to change. People who are involved in physical labour are very vulnerable to heat exhaustion and heat stokes. Elder people do not get thirsty as children do so they are very susceptible to heat strokes. The effects of scorching sun include fatigue, nausea, cramps, dizziness, skin infections, heat-stroke, etc. The common and easy to follow things to deal with hot weather include drinking a lot of water, eat citrus fruits, carry an umbrella, avoid going out between 10 a.m and 4 p.m.,avoid eating non-vegetarian foods, wear full-sleeved shirts and close-knit cottons.

A loan is an instrument which enables a person to afford a product or a service which is otherwise out of his reach if his primary income source alone is to be considered. Loans are a convenient mode to buy expensive things without producing the entire cost upfront. The basic concept of a loan goes like this. You want to buy something worth 100$ but you don’t have 100$ in hand. You go to a lender seeking for financing this 100$ for you. He agrees to offer you 100$ at 8% for a year. This means that you should repay him the 100$ in one year along with an interest of 8% on 100$ which is 8$. The total amount to be repaid therefore works out to 108$. Let us say you agree to repay 9$ every month. A portion of this 9$ gets reduced from your principal (100$) and the remaining portion gets reduced from the interest of 8$ that you need to pay. At the end of one year, your principal and your interest would stand repaid.

There are several advantages in doing business when compared to working on a job though fanatical job lovers will argue otherwise by highlighting the potential drawbacks. Business has to be understood in the right perspective. Business does not give you an immediate income; therefore, income from business should be set as a long term expectation. Having said this, the bright side is that there is no limit to the earning potential of a business while in a job, the scope and magnitude of income is limited. Business takes time to stabilize, but, once it is up and running it is an ongoing source of income. It also gives us the satisfaction that we are working for ourselves in a business which is not the case in a job where we work for someone else. One other major difference is that, in case of a job, you first need to give the government the taxes and use whatever is left over to take care of your needs. In business, you first pay for all your needs and then after deducting all you expenses, you pay taxes on the profit earned.